Your SJCERA retirement benefit is calculated based on a formula, which considers your age at retirement (represented by your age factor), years of service credit and highest monthly average compensation.
Instructions: Find your age at retirement and membership type (General or Safety) to see the age factor percentage used to calculate your retirement benefit.
| Age at Retirement |
General, Tier 2 (CA Government Code 7522.20) |
Safety, Tier 2 (CA Government Code 7522.25 |
|---|---|---|
| 50 |
General, Tier 2 Retirement Eligibility
|
2.00% |
| 51 | 2.10% | |
| 52 | 1.00% | 2.20% |
| 53 | 1.10% | 2.30% |
| 54 | 1.20% | 2.40% |
| 55 | 1.30% | 2.50% |
| 56 | 1.40% | 2.60% |
| 57 | 1.50% | 2.70%* |
| 58 | 1.60% |
Safety, Tier 2 Retirement Eligibility
|
| 59 | 1.70% | |
| 60 | 1.80% | |
| 61 | 1.90% | |
| 62 | 2.00% | |
| 63 | 2.10% | |
| 64 | 2.20% | |
| 65 | 2.30% | |
| 66 | 2.40% | |
| 67 and older | 2.50%* |
*Highest age factor for this membership type and tier. If you retire at a later age, this age factor will be used.
The above is intended to provide information as simply and accurately as possible. If a conflict arises between the applicable law and any statement contained herein, the law will govern.