Tier 1 Age Factors

Your SJCERA retirement benefit is calculated based on a formula, which considers your age at retirement (represented by your age factor), years of service credit and highest monthly average compensation.

Instructions: Find your age at retirement and membership type (General or Safety) to see the age factor percentage used to calculate your retirement benefit.

Age at
Retirement
Tier 1 General
(CA Government Code 31676.14)
Tier 1 Safety
(CA Government Code 31664.1)
41

 

 

General, Tier 1 Retirement Eligibility

  • Age 50+ with 5+ years of service credit and 10+ years of membership
  • Any age with 30+ years of service credit
  • Age 70+ with any service credit
1.87%
42 1.98%
43 2.10%
44 2.21%
45 2.34%
46 2.46%
47 2.60%
48 2.72%
49 2.85%
50 1.47% 3%*
51 1.56%  

 

 

 

Safety, Tier 1 Retirement Eligibility

  • Age 50+ with 5 years of service credit and 10+ years of membership
  • Any age with 20+ years of service credit
  • Age 70+ with any service credit
52 1.66%
53 1.74%
54 1.84%
55 1.94%
56 2.06%
57 2.18%
58 2.26%
59 2.35%
60 2.43%
61 2.52%
62 and older 2.61%*

*Highest age factor for this membership type and tier. If you retire at a later age, this age factor will be used.

The above is intended to provide information as simply and accurately as possible. If a conflict arises between the applicable law and any statement contained herein, the law will govern.