Your Retirement Benefit

The amount of your monthly allowance at retirement will depend upon your tier, membership type, age at retirement, years of service and final average compensation.

Retire in Three Simple Steps

You must apply for retirement with SJCERA. Once you’ve decided to retire, follow these three simple steps:

  1. Choose Your Retirement Effective Date: Your retirement effective date is usually the day after your last day on payroll. It can be any day of the week, but must be no earlier than the date your retirement application is received by SJCERA and no more than 60 days after that date. For example, if you want to retire on March 31, SJCERA must receive your retirement application between January 31 and March 31.
  1. Request a Retirement Application: Call 209.468.2163 or complete and return the Retirement Application Request form. After receipt, SJCERA will mail you a Retirement Packet that includes the forms and information needed to retire, including an estimate of your retirement benefit.
  1. Complete and Return Your Retirement Application: Carefully read and complete your application. Return your completed application and the required documents noted in your packet instructions to SJCERA no more than 60 days before your retirement effective date.

Now, celebrate!

First Retirement Pay Date
Plan ahead, review this schedule to determine when you can expect to receive your first retirement check.

Retirement Options
Retirement benefits from SJCERA are payable to the member and to the member's eligible survivors/beneficiaries. There are a number of different retirement benefit options from which to choose. The estimated amount of your and your beneficiary's monthly benefit under each retirement option is thoroughly explained in the Retirement Benefit Options fact sheet. At the time you retire, you will make an irrevocable election of one of the options.