In lieu of a deferred retirement benefit, you may withdraw your member contributions and interest upon your termination. However, if you withdraw your contributions you will no longer be eligible for any benefits from the system (including any disability benefits you might have been eligible to receive due to an illness or injury that occurred while you were employed under a position covered by SJCERA). You need to be aware that any contributions you withdraw from the Association may be subject to state and federal income taxes, as well as to excise taxes for early withdrawal.
To request a withdrawal of your contributions, please contact SJCERA at (209) 468-2163.