The San Joaquin County Employees' Retirement Association is a multiple-employer cost sharing pension plan. The following employers participate in SJCERA:
- San Joaquin County
- Local Agency Formation Commission
- Lathrop-Manteca Rural Fire Protection District
- City of Mountain House
- San Joaquin County Historical Society and Museum
- San Joaquin County Mosquito and Vector Control District
- San Joaquin County Superior Court
- San Joaquin County Law Library
- Tracy Public Cemetery District
- Waterloo-Morada Rural Fire Protection District
Members and Employers contribute to the plan.